Question 1

When can I enroll in health insurance?

Accepted Answer

You can enroll during the annual Open Enrollment Period (November 1 - January 15) or during a Special Enrollment Period if you experience a qualifying life event such as losing other coverage, moving to a new state, getting married, or having a baby.

Question 2

What subsidies are available for health insurance?

Accepted Answer

Two main subsidies are available: Premium Tax Credits (which lower monthly premiums based on income) and Cost Sharing Reductions (which lower out-of-pocket costs for Silver plans). Eligibility depends on household income and family size.

Question 3

How do I find out what plans are available in my state?

Accepted Answer

Plans vary by state, county, and insurance carrier network. A licensed insurance agent can review options specific to your location and help you compare coverage and costs.

Health Coverage Options Available in Your State

Why Coverage Options Vary